The growing loans and debt that the people are descending into is reaching a sum that these former IDPs cannot repay. Indumani related an incident in which the bank manager’s henchmen had beaten her father, threatening and demanding that they repay the loan they had drawn without further delay.
Kalaivani (39) is Indumani’s neighbour, and she experiences similar issues. “In order for us to get the third part of the funds, we were told we needed to fix doors and grills in the house so thieves cannot break in. The wood specified is cheap wood called chappu, which is very flimsy and any thief can easily break it down. Their specifications are also only for grills. There is no mention of windows.”